Account & Transaction

The Account & Transaction API gives read-only access to customer account information and transaction data.

Customer API

The Customer API gives read-only access to personal customer information. Access is granted through an explicit consent, which must be provided by the customer.

Additional Accounts

Provides access to information on additional account types held by a customer (e.g. Loans, Mortgage Accounts), including balances and transactional history.

Cards

Enables your customers to apply for a new debit card, initiating the account opening and application submission processes, as well as providing customers with the ability to block their card.

Account Opening

Enables existing bank customers to open an additional account with seamless onboarding. Personal information on the client will be used to pre-fill the account opening forms.

Adjust Overdraft

Provides customers with the ability to adjust their overdraft limit for an account held in their name.

Income Verification

Verify the income of your customers with real-time visibility, leveraging the power of open banking to truly understand an individual's income.

Credit Score

Provides underwriters with a complete view of an applicant's financial profile using open banking data, reducing risk and increasing the conversion of new applications. Enables a user to share their credit score with a trusted third party who obtains consent.

Confirmation of Funds

The Confirmation of Funds API enables Card Based Payment Instrument Issuer applications to verify that an account holds sufficient funds in the currency of the account.

Payment Initiation

The Payment Initiation API enables applications to make payments directly from a customer's account. Customers remain in control, providing approval for each payment.

Confirmation of Payee

The Confirmation of Payee (CoP) allows you to check the account details of a payee with their bank before you create a beneficiary or payment.

Sweeping Payments

Enables your customers to automate the movement of funds between two accounts in their name.

Variable Recurring Payments

Enables your customers to safely connect authorised payments providers to their bank account so they can make payments on the customer's behalf, within agreed parameters.

Payments Metadata

Provides enriching metadata about a payment transaction, such as the merchant codes and other valuable information.

Bill Pay

Allows the setup, retrieval and management of automatic, scheduled, or recurring electronic payments to registered payees.

Stop Cheque

Enables your customers to stop a cheque from being executed.

Buy Now Pay Later

Enable your customers to buy more and offer them payment financing, with a simple and fast online process.

Event Notification

The Event Notification API allows the bank to send event notifications to applications. It allows you to register to receive, and to poll for, event notifications.

Products & Locations

Provides access to information on bank products, branches and ATM locations.

Wealth Offering

Enables your customers to access a wide variety of wealth offerings (e.g. Stocks & Shares account, Savings, ISA) which can be easily embedded within your third party application.

Screening API

The Screening API allows consumers to screen both natural and legal persons against sanctions, political exposure and financial crime lists.

Report Fraud

Provides customers with the ability to report fraudulent activity related to an account held in their name.

Native Loans

Mortgage Affordability

Enables customers to calculate loan affordability or initiate a home loan application directly from the third party's site, receiving a lending agreement in principle.

Extend Credit Limit

Provides customers with the ability to adjust their credit limit for a credit product held in their name.

Green Loans

Provides additional data to support an illustrative 'green' loan quote for a customer.

Digital ID & Know Your Customer (KYC)

Assists you with your KYC and Customer Identification Program (CIP) for your individual customers and creates a consumer record, all in one call.